Joe Morley

Joe Morley

Head of Unsecured Lending

Joe has worked in the alternative lending space since 2015. During this time he has helped hundreds of SMEs access millions in essential funding ranging from long-term asset-backed lending to short-term unsecured revolving credit lines and beyond. In his role, Joe manages and supports a large team of Credit Finance specialists.

Business Loans

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Business Loans

Business loans

A business loan can help you secure funding for your company, but how can you tell which type of business loan is right for you?

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Business Loans

Unsecured business loans

An unsecured business loan could be worth exploring if your company doesn't have assets or is reluctant to put forward assets as collateral.

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Business Loans

A guide to asset-based lending for businesses

Find out how asset-based lending can enable your business to get finance by using its assets as security for a loan.

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Business Loans

Secured business loans vs unsecured loans

Compare secured business loan and unsecured business loan features to find out which could suit your business.

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Business Loans

Coronavirus Business Interruption Loan Scheme

The Coronavirus Business Interruption Loan Scheme has ended. Read here about how it worked, and what other financial products are available to you

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Business Challenges

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Business Challenges

Bad Credit Business Loans

By knowing how to improve your credit score you can become more creditworthy, however in the meantime, you can still get a loan with bad credit.

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Business Challenges

Debt refinancing for businesses

If you're feeling the pinch of existing business debt, debt refinancing could help by making it more affordable.

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Working capital finance hub

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Working capital finance hub

Revolving credit facility guide

A revolving credit facility (RCF) in the UK enables you to access pre-approved funds as required to spend on your business.

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Working capital finance hub

5 Business overdraft alternatives for short-term financing

Your business may need extra funds to meet its commitments, without taking a business loan though, there are 5 great alternatives to consider.

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Working capital finance hub

Business cash advances: a loan you can get In 24 hours

A business cash advance is a type of lending that's based on your future revenue, it comes in a few different forms, the most common is a merchant cash advance

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Business Credit Cards

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Business Credit Cards

Business credit card alternatives: What are my options?

For many businesses looking for an alternative to business credit cards, there are several suitable short-term lending options available to UK SMEs.

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Business Credit Cards

What is a business reward credit card & why should I get one?

Business credit cards with rewards can unlock access to air miles or cash back for your business, but you will need to choose a card that suits your business

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